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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,551 | $217,432+128.8% | $185,849+167.7% | $167,536+197.0% |
| Participation rate | 95.5% | 86.1%+9.4pp | 81.7%+13.7pp | 82.1%+13.3pp |
| Annual return | 4.34% | 148.42%-144.1pp | 122.10%-117.8pp | 478.82%-474.5pp |
| Employer contribution / active EE | $26,386 | $5,875+349.2% | $5,169+410.5% | $4,839+445.3% |
| Participant deferral / active EE | $18,868 | $6,357+196.8% | $5,569+238.8% | $6,342+197.5% |
| Admin fee / account holder | $140,388 | $19,818+608.4% | $16,244+764.3% | $12,315+1040.0% |