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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,433 | $183,592+248.3% | $155,567+311.0% | $145,959+338.1% |
| Participation rate | 87.0% | 82.7%+4.3pp | 78.2%+8.8pp | 80.3%+6.7pp |
| Annual return | 16.62% | 61.24%-44.6pp | 64.74%-48.1pp | 561.95%-545.3pp |
| Employer contribution / active EE | $32,940 | $5,315+519.8% | $4,674+604.7% | $4,661+606.7% |
| Participant deferral / active EE | $22,522 | $6,464+248.4% | $5,628+300.2% | $6,689+236.7% |
| Admin fee / account holder | $82,946 | $19,318+329.4% | $15,916+421.1% | $13,398+519.1% |