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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,240 | $160,070+122.6% | $147,117+142.1% | $145,897+144.2% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 16.75% | 98.69%-81.9pp | 420.54%-403.8pp | 552.29%-535.5pp |
| Employer contribution / active EE | $7,875 | $5,285+49.0% | $4,932+59.7% | $4,663+68.9% |
| Participant deferral / active EE | $10,283 | $8,419+22.1% | $8,065+27.5% | $6,689+53.7% |
| Admin fee / account holder | $71,833 | $15,035+377.8% | $12,993+452.9% | $13,390+436.5% |