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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,240 | $159,934+122.7% | $147,005+142.3% | $145,959+144.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 16.75% | 98.24%-81.5pp | 418.76%-402.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $7,875 | $5,287+48.9% | $4,934+59.6% | $4,661+69.0% |
| Participant deferral / active EE | $10,283 | $8,427+22.0% | $8,070+27.4% | $6,689+53.7% |
| Admin fee / account holder | $71,833 | $15,053+377.2% | $13,006+452.3% | $13,398+436.2% |