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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,133 | $104,937+7.8% | $84,628+33.7% | $152,897-26.0% |
| Participation rate | 33.3% | 74.8%-41.5pp | 68.2%-34.9pp | 82.5%-49.1pp |
| Annual return | 22.56% | 373.88%-351.3pp | 258.80%-236.2pp | 345.43%-322.9pp |
| Employer contribution / active EE | $832 | $3,303-74.8% | $2,653-68.7% | $4,764-82.5% |
| Participant deferral / active EE | $3,098 | $4,690-33.9% | $3,900-20.6% | $5,851-47.0% |
| Admin fee / account holder | $19,649 | $6,243+214.7% | $4,914+299.9% | $11,599+69.4% |