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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,251 | $101,063+9.1% | $81,473+35.3% | $147,586-25.3% |
| Participation rate | 36.4% | 74.5%-38.1pp | 68.0%-31.6pp | 82.8%-46.5pp |
| Annual return | 14.20% | 32.41%-18.2pp | 38.78%-24.6pp | 578.59%-564.4pp |
| Employer contribution / active EE | $771 | $3,206-76.0% | $2,568-70.0% | $4,876-84.2% |
| Participant deferral / active EE | $3,128 | $4,242-26.3% | $3,537-11.6% | $5,439-42.5% |
| Admin fee / account holder | $5,947 | $5,812+2.3% | $4,561+30.4% | $10,886-45.4% |