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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,497 | $39,798+82.2% | $67,704+7.1% | $59,633+21.6% |
| Participation rate | 32.0% | 57.4%-25.4pp | 67.5%-35.5pp | 68.7%-36.7pp |
| Annual return | 0.44% | 89.94%-89.5pp | 25.41%-25.0pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $605 | $1,393-56.5% | $2,559-76.3% | $2,203-72.5% |
| Participant deferral / active EE | $2,576 | $2,335+10.3% | $3,585-28.2% | $3,192-19.3% |
| Admin fee / account holder | $5,451 | $3,212+69.7% | $4,255+28.1% | $4,297+26.9% |