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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,608 | $72,177+272.2% | $115,037+133.5% | $59,632+350.4% |
| Participation rate | 92.4% | 72.6%+19.9pp | 81.4%+11.0pp | 68.7%+23.7pp |
| Annual return | 0.41% | 12.02%-11.6pp | 26.14%-25.7pp | 2041.32%-2040.9pp |
| Employer contribution / active EE | $9,634 | $2,841+239.1% | $4,608+109.1% | $2,203+337.4% |
| Participant deferral / active EE | $8,841 | $4,783+84.8% | $6,026+46.7% | $3,192+177.0% |
| Admin fee / account holder | $3,819 | $4,927-22.5% | $8,175-53.3% | $4,297-11.1% |