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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,831 | $76,551+290.4% | $123,894+141.2% | $62,881+375.2% |
| Participation rate | 88.1% | 73.0%+15.1pp | 81.4%+6.7pp | 69.3%+18.8pp |
| Annual return | 8.39% | 18.68%-10.3pp | 47.52%-39.1pp | 20.14%-11.8pp |
| Employer contribution / active EE | $9,063 | $2,882+214.4% | $4,617+96.3% | $2,281+297.4% |
| Participant deferral / active EE | $8,639 | $4,840+78.5% | $5,984+44.4% | $3,203+169.7% |
| Admin fee / account holder | $5,463 | $4,826+13.2% | $8,357-34.6% | $4,296+27.2% |