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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,111 | $45,152-90.9% | $73,835-94.4% | $59,633-93.1% |
| Participation rate | 77.5% | 64.0%+13.5pp | 73.4%+4.1pp | 68.7%+8.8pp |
| Annual return | -2.41% | 27.40%-29.8pp | 2268.13%-2270.5pp | 2041.40%-2043.8pp |
| Employer contribution / active EE | $281 | $1,901-85.2% | $2,788-89.9% | $2,203-87.3% |
| Participant deferral / active EE | $777 | $2,573-69.8% | $3,583-78.3% | $3,192-75.7% |
| Admin fee / account holder | $626 | $3,515-82.2% | $4,880-87.2% | $4,297-85.4% |