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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,073 | $68,852+283.5% | $120,524+119.1% | $80,925+226.3% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 18.04% | 23.67%-5.6pp | 107.36%-89.3pp | 35.65%-17.6pp |
| Employer contribution / active EE | $5,052 | $2,063+144.9% | $3,469+45.6% | $2,756+83.3% |
| Participant deferral / active EE | $6,483 | $3,187+103.4% | $4,994+29.8% | $4,299+50.8% |
| Admin fee / account holder | $2,942 | $5,781-49.1% | $9,440-68.8% | $6,940-57.6% |