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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,214 | $57,828+120.0% | $117,039+8.7% | $70,126+81.4% |
| Participation rate | 100.0% | 67.1%+32.9pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 11.34% | 17.55%-6.2pp | 18.95%-7.6pp | 73.15%-61.8pp |
| Employer contribution / active EE | $4,182 | $1,816+130.3% | $3,785+10.5% | $2,343+78.5% |
| Participant deferral / active EE | $3,817 | $2,438+56.6% | $3,929-2.9% | $3,332+14.6% |
| Admin fee / account holder | $4,132 | $3,548+16.5% | $5,974-30.8% | $4,645-11.0% |