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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,240 | $199,109-69.7% | $173,730-65.3% | $154,746-61.1% |
| Participation rate | 56.3% | 82.8%-26.6pp | 79.6%-23.3pp | 80.7%-24.5pp |
| Annual return | 13.38% | 20.02%-6.6pp | 19.96%-6.6pp | 172.34%-159.0pp |
| Employer contribution / active EE | $1,255 | $5,311-76.4% | $4,577-72.6% | $4,379-71.4% |
| Participant deferral / active EE | $2,341 | $7,113-67.1% | $6,326-63.0% | $6,730-65.2% |
| Admin fee / account holder | $794 | $20,916-96.2% | $17,523-95.5% | $14,365-94.5% |