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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3 years Filed as: STANCORP Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $28,552 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $27,599 |
Filed as: ROYAL ALLIANCE ASSOCIATES, INC Service code 27 · EIN 93-0987232 | Advisory (Plan) | $23,256 |
BENEFIT RESOURCES, INC.2 years Service code 27 · EIN 68-0198481 | Advisory (Plan) | $6,329 |
Filed as: SCHWAB Service code 19 · EIN 25-1838406 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,235 | $61,166+197.9% | $185,837-1.9% | $79,393+129.5% |
| Participation rate | 100.0% | 66.6%+33.4pp | 81.7%+18.3pp | 70.7%+29.3pp |
| Annual return | 9.10% | 19.45%-10.3pp | 122.08%-113.0pp | 116.87%-107.8pp |
| Employer contribution / active EE | $8,688 | $2,321+274.3% | $5,168+68.1% | $2,428+257.9% |
| Participant deferral / active EE | $7,294 | $2,789+161.6% | $5,568+31.0% | $4,046+80.3% |
| Admin fee / account holder | $976 | $710+37.5% | $16,241-94.0% | $627+55.7% |