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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,918 | $91,525+3.7% | $130,026-27.0% | $75,181+26.3% |
| Participation rate | 85.7% | 71.4%+14.3pp | 78.5%+7.2pp | 67.2%+18.5pp |
| Annual return | 12.66% | -631.40%+644.1pp | -137.26%+149.9pp | 160.69%-148.0pp |
| Employer contribution / active EE | $2,082 | $2,844-26.8% | $4,321-51.8% | $2,671-22.0% |
| Participant deferral / active EE | $4,027 | $4,342-7.3% | $5,821-30.8% | $4,126-2.4% |
| Admin fee / account holder | $8,915 | $6,778+31.5% | $10,608-16.0% | $5,650+57.8% |