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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,525 | $83,485+32.4% | $125,192-11.7% | $72,975+51.5% |
| Participation rate | 81.4% | 73.3%+8.1pp | 79.8%+1.6pp | 69.5%+11.9pp |
| Annual return | 3.20% | 25.77%-22.6pp | 43.79%-40.6pp | 81.01%-77.8pp |
| Employer contribution / active EE | $1,369 | $2,346-41.6% | $3,866-64.6% | $2,440-43.9% |
| Participant deferral / active EE | $2,717 | $3,586-24.2% | $4,937-45.0% | $3,608-24.7% |
| Admin fee / account holder | $2,725 | $5,518-50.6% | $9,704-71.9% | $5,124-46.8% |