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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,606 | $100,811-28.0% | $86,698-16.3% | $134,545-46.0% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -15.68% | 29.11%-44.8pp | 35.96%-51.6pp | 418.37%-434.0pp |
| Employer contribution / active EE | $1,067 | $3,490-69.4% | $2,837-62.4% | $4,742-77.5% |
| Participant deferral / active EE | $1,951 | $5,339-63.5% | $4,656-58.1% | $6,401-69.5% |
| Admin fee / account holder | $13,304 | $10,926+21.8% | $7,492+77.6% | $11,431+16.4% |