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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,551 | $67,602-26.7% | $82,312-39.8% | $70,126-29.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 8.03% | 21.57%-13.5pp | 25.88%-17.8pp | 73.15%-65.1pp |
| Employer contribution / active EE | $1,031 | $1,755-41.3% | $2,428-57.6% | $2,343-56.0% |
| Participant deferral / active EE | $1,655 | $2,987-44.6% | $3,706-55.3% | $3,332-50.3% |
| Admin fee / account holder | $2,402 | $4,512-46.8% | $5,608-57.2% | $4,645-48.3% |