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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,760 | $72,486-25.8% | $87,103-38.3% | $72,976-26.3% |
| Participation rate | 89.3% | 72.8%+16.5pp | 76.9%+12.4pp | 69.5%+19.8pp |
| Annual return | 15.28% | 24.46%-9.2pp | 28.19%-12.9pp | 81.02%-65.7pp |
| Employer contribution / active EE | $1,026 | $1,894-45.8% | $2,521-59.3% | $2,440-58.0% |
| Participant deferral / active EE | $1,713 | $3,270-47.6% | $4,049-57.7% | $3,608-52.5% |
| Admin fee / account holder | $5,428 | $5,055+7.4% | $7,491-27.5% | $5,124+5.9% |