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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $780,900 | $129,737+501.9% | $119,126+555.5% | $154,746+404.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 4.02% | 379.08%-375.1pp | 282.11%-278.1pp | 172.34%-168.3pp |
| Employer contribution / active EE | $25,666 | $4,375+486.7% | $4,034+536.3% | $4,379+486.1% |
| Participant deferral / active EE | $8,604 | $5,842+47.3% | $5,318+61.8% | $6,730+27.8% |
| Admin fee / account holder | $4,826 | $11,961-59.6% | $10,693-54.9% | $14,365-66.4% |