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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $725,364 | $110,337+557.4% | $102,383+608.5% | $145,877+397.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.40% | 24.83%-16.4pp | 24.94%-16.5pp | 551.28%-542.9pp |
| Employer contribution / active EE | $26,705 | $4,216+533.4% | $3,870+590.0% | $4,663+472.7% |
| Participant deferral / active EE | $8,699 | $5,621+54.8% | $5,060+71.9% | $6,691+30.0% |
| Admin fee / account holder | $92,557 | $9,750+849.3% | $8,391+1003.0% | $13,402+590.6% |