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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $615,790 | $106,247+479.6% | $96,515+538.0% | $139,466+341.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -6.70% | 38.47%-45.2pp | 35.73%-42.4pp | 373.66%-380.4pp |
| Employer contribution / active EE | $27,546 | $4,106+570.9% | $3,740+636.6% | $4,754+479.4% |
| Participant deferral / active EE | $8,331 | $5,456+52.7% | $4,880+70.7% | $6,712+24.1% |
| Admin fee / account holder | $850 | $7,885-89.2% | $6,735-87.4% | $11,409-92.5% |