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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,547 | $288,797+150.5% | $239,577+202.0% | $382,429+89.2% |
| Participation rate | 100.0% | 85.8%+14.2pp | 82.1%+17.9pp | 87.7%+12.3pp |
| Annual return | 7.99% | -3.30%+11.3pp | -0.70%+8.7pp | 248.85%-240.9pp |
| Employer contribution / active EE | $22,490 | $8,558+162.8% | $7,232+211.0% | $8,036+179.9% |
| Participant deferral / active EE | $6,425 | $6,420+0.1% | $5,676+13.2% | $5,727+12.2% |
| Admin fee / account holder | $14,626 | $18,649-21.6% | $19,315-24.3% | $30,732-52.4% |