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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,333 | $106,247+179.8% | $96,515+208.1% | $139,466+113.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -5.79% | 38.47%-44.3pp | 35.73%-41.5pp | 373.66%-379.5pp |
| Employer contribution / active EE | $19,158 | $4,106+366.6% | $3,740+412.3% | $4,754+303.0% |
| Participant deferral / active EE | $2,382 | $5,456-56.3% | $4,880-51.2% | $6,712-64.5% |
| Admin fee / account holder | $4,958 | $7,885-37.1% | $6,735-26.4% | $11,409-56.5% |