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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,047 | $115,796+96.9% | $101,264+125.2% | $158,950+43.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -5.04% | 56.15%-61.2pp | 46.48%-51.5pp | 302.91%-307.9pp |
| Employer contribution / active EE | $14,617 | $4,175+250.1% | $3,660+299.4% | $4,762+207.0% |
| Participant deferral / active EE | $2,135 | $4,958-56.9% | $4,370-51.2% | $5,983-64.3% |
| Admin fee / account holder | $10,059 | $7,247+38.8% | $5,947+69.2% | $11,248-10.6% |