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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,869 | $107,363+113.2% | $92,909+146.3% | $152,897+49.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 6.81% | 145.63%-138.8pp | 109.44%-102.6pp | 345.43%-338.6pp |
| Employer contribution / active EE | $13,543 | $4,222+220.8% | $3,653+270.7% | $4,764+184.3% |
| Participant deferral / active EE | $1,892 | $4,848-61.0% | $4,238-55.3% | $5,851-67.7% |
| Admin fee / account holder | $2,216 | $7,082-68.7% | $5,795-61.8% | $11,599-80.9% |