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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,069 | $76,551+51.6% | $123,894-6.3% | $62,881+84.6% |
| Participation rate | 60.7% | 73.0%-12.3pp | 81.4%-20.7pp | 69.3%-8.6pp |
| Annual return | 19.18% | 18.68%+0.5pp | 47.52%-28.3pp | 20.14%-1.0pp |
| Employer contribution / active EE | $1,880 | $2,882-34.8% | $4,617-59.3% | $2,281-17.6% |
| Participant deferral / active EE | $2,742 | $4,840-43.3% | $5,984-54.2% | $3,203-14.4% |
| Admin fee / account holder | $1,895 | $4,826-60.7% | $8,357-77.3% | $4,296-55.9% |