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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,376 | $102,385+95.7% | $147,080+36.2% | $80,935+147.6% |
| Participation rate | 69.0% | 75.9%-6.9pp | 82.2%-13.2pp | 67.7%+1.3pp |
| Annual return | 14.52% | 135.09%-120.6pp | 420.17%-405.7pp | 35.66%-21.1pp |
| Employer contribution / active EE | $6,293 | $3,717+69.3% | $4,933+27.6% | $2,757+128.3% |
| Participant deferral / active EE | $7,644 | $6,651+14.9% | $8,066-5.2% | $4,299+77.8% |
| Admin fee / account holder | $3,869 | $7,951-51.3% | $12,989-70.2% | $6,924-44.1% |