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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,694 | $95,453+200.3% | $112,040+155.9% | $82,448+247.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 20.31% | 23.92%-3.6pp | 24.52%-4.2pp | 41.64%-21.3pp |
| Employer contribution / active EE | $3,798 | $2,318+63.8% | $2,954+28.6% | $2,551+48.9% |
| Participant deferral / active EE | $5,084 | $4,224+20.4% | $5,098-0.3% | $4,139+22.8% |
| Admin fee / account holder | $4,108 | $9,013-54.4% | $12,098-66.0% | $7,234-43.2% |