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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,937 | $86,949+171.4% | $102,460+130.3% | $80,959+191.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 4.53% | 18.89%-14.4pp | 29.47%-24.9pp | 35.67%-31.1pp |
| Employer contribution / active EE | $4,020 | $2,370+69.6% | $3,025+32.9% | $2,757+45.8% |
| Participant deferral / active EE | $5,626 | $4,121+36.5% | $5,056+11.3% | $4,300+30.8% |
| Admin fee / account holder | $4,661 | $8,048-42.1% | $9,460-50.7% | $6,925-32.7% |