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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,217 | $56,431-35.8% | $130,788-72.3% | $87,485-58.6% |
| Participation rate | 96.2% | 58.9%+37.2pp | 70.1%+26.1pp | 68.9%+27.2pp |
| Annual return | 11.67% | 91.27%-79.6pp | 386.44%-374.8pp | 26.06%-14.4pp |
| Employer contribution / active EE | $1,623 | $1,549+4.8% | $3,558-54.4% | $2,596-37.5% |
| Participant deferral / active EE | $2,181 | $2,749-20.7% | $4,137-47.3% | $4,274-49.0% |
| Admin fee / account holder | $5,405 | $4,433+21.9% | $6,673-19.0% | $7,775-30.5% |