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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,217 | $52,353-30.8% | $120,225-69.9% | $82,448-56.1% |
| Participation rate | 96.2% | 58.3%+37.8pp | 69.6%+26.6pp | 68.1%+28.1pp |
| Annual return | 11.67% | 61.85%-50.2pp | 439.23%-427.6pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,623 | $1,510+7.5% | $3,475-53.3% | $2,551-36.4% |
| Participant deferral / active EE | $2,181 | $2,627-17.0% | $3,999-45.5% | $4,139-47.3% |
| Admin fee / account holder | $5,405 | $4,363+23.9% | $5,696-5.1% | $7,234-25.3% |