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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,387 | $99,345+80.6% | $84,753+111.7% | $273,972-34.5% |
| Participation rate | 90.5% | 80.7%+9.8pp | 76.6%+13.9pp | 83.0%+7.5pp |
| Annual return | 0.39% | 22.93%-22.5pp | 22.78%-22.4pp | 41.46%-41.1pp |
| Employer contribution / active EE | $1,190 | $4,214-71.7% | $3,574-66.7% | $4,869-75.5% |
| Participant deferral / active EE | $5,228 | $4,270+22.5% | $3,712+40.9% | $5,287-1.1% |
| Admin fee / account holder | $28,979 | $6,645+336.1% | $5,333+443.4% | $10,133+186.0% |