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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,959 | $106,008+79.2% | $92,240+105.9% | $147,586+28.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 10.29% | 50.05%-39.8pp | 176.29%-166.0pp | 578.59%-568.3pp |
| Employer contribution / active EE | $2,000 | $4,333-53.8% | $3,680-45.6% | $4,876-59.0% |
| Participant deferral / active EE | $5,696 | $4,478+27.2% | $3,897+46.2% | $5,439+4.7% |
| Admin fee / account holder | $6,832 | $6,333+7.9% | $5,194+31.5% | $10,886-37.2% |