Retirement plan

BROWN AND CALDWELL SAVINGS PLAN

Name: BROWN AND CALDWELL - BROWN AND CALDWELL SAVINGS PLAN (2019) Form 5500
Creator: BROWN AND CALDWELL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BROWN AND CALDWELL SAVINGS PLAN, BROWN AND CALDWELL

BROWN AND CALDWELLEIN 94-1446346Plan #005PY 2019

201 NORTH CIVIC DRIVE, SUITE 300 - WALNUT CREEK, CA 945961220925-973-9010

Other plans on this EIN

1 filing

#002Retirement-$42.7M assets

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed June 19, 2000

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$363.3M

-7.8% from 2016

Total participants

2,441

+5.0% from 2016

Average account balance

$159,469

-12.1% from 2016

Annual return

26.20%

-8.79 pp from 2016

Benchmarks

See 733 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort733 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$574.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$209K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,756

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$35.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$163

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE5+ years Filed as: ADVISED ASSETS GROUP, LLC Service code 26 · EIN 84-1532243	Advisory (Participants)	$166,707
INNOVEST PORTFOLIO SOLUTIONS LLC1 year Service code 27 4643 S ULSTER STREET STE. 1040 · DENVER, CO 80237	Advisory (Plan)	$47,354
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT-WEST LIFE & INS CO Service code 15 · EIN 84-0467907	Recordkeeping	$7,399
CHARLES SCHWAB & CO., INC.4 years Service code 33 · EIN 94-1737782	Securities brokerage commissions and ...	$3,253

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$225K

$129 / participant

Investment mgmt$216K96.3%
Other / not subdivided$8K3.7%

% of EOY assets

0.062%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$159,469

$101,523+57.1%

$141,200+12.9%

$77,775+105.0%

Participation rate

90.7%

77.4%+13.3pp

82.5%+8.2pp

73.2%+17.5pp

Annual return

26.20%

56.22%-30.0pp

71.41%-45.2pp

32.58%-6.4pp

Employer contribution / active EE

$3,118

$3,341-6.7%

$4,736-34.2%

$2,504+24.5%

Participant deferral / active EE

$9,600

$6,434+49.2%

$6,710+43.1%

$3,966+142.1%

Admin fee / account holder

$99

$92+7.8%

$10,265-99.0%

$100-1.4%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE5+ years

Filed as: ADVISED ASSETS GROUP, LLC

Service code 26 · EIN 84-1532243

Advisory (Participants)

$166,707

INNOVEST PORTFOLIO SOLUTIONS LLC1 year

Service code 27

4643 S ULSTER STREET STE. 1040 · DENVER, CO 80237

Advisory (Plan)

$47,354

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT-WEST LIFE & INS CO

Service code 15 · EIN 84-0467907

Recordkeeping

$7,399

CHARLES SCHWAB & CO., INC.4 years

Service code 33 · EIN 94-1737782

Securities brokerage commissions and ...

$3,253

BROWN AND CALDWELL SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BROWN AND CALDWELL SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion