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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,597 | $81,476+119.2% | $102,383+74.4% | $80,925+120.7% |
| Participation rate | 76.8% | 66.8%+10.0pp | 74.5%+2.3pp | 67.7%+9.2pp |
| Annual return | 8.46% | 25.59%-17.1pp | 24.94%-16.5pp | 35.65%-27.2pp |
| Employer contribution / active EE | $3,500 | $3,105+12.7% | $3,870-9.6% | $2,756+27.0% |
| Participant deferral / active EE | $4,140 | $3,871+7.0% | $5,060-18.2% | $4,299-3.7% |
| Admin fee / account holder | $13,150 | $6,717+95.8% | $8,391+56.7% | $6,940+89.5% |