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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,540 | $72,273+118.0% | $101,275+55.6% | $79,856+97.3% |
| Participation rate | 66.7% | 68.5%-1.8pp | 75.8%-9.1pp | 69.6%-3.0pp |
| Annual return | 11.96% | 22.30%-10.3pp | 46.48%-34.5pp | 31.71%-19.8pp |
| Employer contribution / active EE | $3,763 | $2,691+39.8% | $3,660+2.8% | $2,471+52.3% |
| Participant deferral / active EE | $4,447 | $3,282+35.5% | $4,371+1.7% | $3,741+18.9% |
| Admin fee / account holder | $2,033 | $4,401-53.8% | $5,948-65.8% | $5,306-61.7% |