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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,315 | $73,978+116.7% | $96,515+66.1% | $75,173+113.3% |
| Participation rate | 89.7% | 66.4%+23.2pp | 74.3%+15.3pp | 67.2%+22.5pp |
| Annual return | 11.84% | 26.72%-14.9pp | 35.73%-23.9pp | 160.72%-148.9pp |
| Employer contribution / active EE | $4,137 | $2,931+41.1% | $3,740+10.6% | $2,671+54.9% |
| Participant deferral / active EE | $4,880 | $3,660+33.3% | $4,8800% | $4,126+18.3% |
| Admin fee / account holder | $17,034 | $5,219+226.4% | $6,735+152.9% | $5,651+201.5% |