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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,647 | $74,535-49.5% | $100,712-62.6% | $82,637-54.4% |
| Participation rate | 75.5% | 61.2%+14.3pp | 69.3%+6.2pp | 68.1%+7.5pp |
| Annual return | 16.35% | 18.92%-2.6pp | 33.27%-16.9pp | 53.51%-37.2pp |
| Employer contribution / active EE | $1,031 | $1,503-31.4% | $2,313-55.4% | $2,552-59.6% |
| Participant deferral / active EE | $6,212 | $3,074+102.1% | $4,085+52.1% | $4,126+50.5% |
| Admin fee / account holder | $3,127 | $6,576-52.4% | $9,256-66.2% | $7,339-57.4% |