Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,614 | $54,541-78.7% | $78,778-85.3% | $70,126-83.4% |
| Participation rate | 60.3% | 60.8%-0.5pp | 69.2%-8.9pp | 69.5%-9.3pp |
| Annual return | 23.77% | 21.07%+2.7pp | 35.62%-11.8pp | 73.15%-49.4pp |
| Employer contribution / active EE | $261 | $1,089-76.0% | $1,986-86.9% | $2,343-88.9% |
| Participant deferral / active EE | $3,039 | $2,210+37.5% | $2,958+2.7% | $3,332-8.8% |
| Admin fee / account holder | $891 | $3,709-76.0% | $5,134-82.6% | $4,645-80.8% |