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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $9,900 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $2,281 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $5 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,433 | $260,849-83.7% | $105,738-59.9% | $75,289-43.6% |
| Participation rate | 64.7% | 51.6%+13.1pp | 76.3%-11.7pp | 72.4%-7.8pp |
| Annual return | -4.85% | 10.99%-15.8pp | 6.27%-11.1pp | -0.04%-4.8pp |
| Employer contribution / active EE | $590 | $848-30.4% | $3,268-81.9% | $2,405-75.5% |
| Participant deferral / active EE | $1,595 | $1,553+2.7% | $4,080-60.9% | $3,739-57.3% |
| Admin fee / account holder | $9 | $484-98.1% | $6,913-99.9% | $102-90.8% |