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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 23-3038464 1801 MARKET STREET, SUITE 1000 · PHILADELPHIA, PA 19103 | Consulting (general); Participant loa... | $23,528 |
Service code 14 · EIN 68-0005849 1320 HARBOR BAY PARKWAY, SUITE 210 · ALAMEDA, CA 94502 | Plan Administrator | $8,160 |
Filed as: SILLICON VALLEY ACCOUNTANCY CORP Service code 10 · EIN 77-0573994 3150 ALMADEN EXPWY, SUITE 105 · SAN JOSE, CA 94502 | Accounting | $6,480 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,654 | $38,075+130.2% | $93,406-6.2% | $73,493+19.3% |
| Participation rate | 40.5% | 56.7%-16.3pp | 66.8%-26.4pp | 70.7%-30.2pp |
| Annual return | 15.21% | 17.59%-2.4pp | 78.05%-62.8pp | 28.51%-13.3pp |
| Employer contribution / active EE | $655 | $1,117-41.3% | $2,075-68.4% | $2,270-71.1% |
| Participant deferral / active EE | $2,622 | $2,012+30.3% | $3,126-16.1% | $3,740-29.9% |
| Admin fee / account holder | $349 | $351-0.5% | $5,230-93.3% | $513-31.9% |