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| Provider | Service type | Compensation |
|---|---|---|
Service code 14 · EIN 68-0005849 1320 HARBOR BAY PKWY, SUITE 210 · ALAMEDA, CA 94502 | Plan Administrator | $4,663 |
Service code 13 · EIN 23-3038464 | Contract Administrator | $1,931 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,631 | $32,865+96.7% | $75,826-14.8% | $56,287+14.8% |
| Participation rate | 44.8% | 53.0%-8.2pp | 68.2%-23.5pp | 69.9%-25.1pp |
| Annual return | -6.56% | -5.01%-1.5pp | 1914.15%-1920.7pp | -9.96%+3.4pp |
| Employer contribution / active EE | $639 | $891-28.3% | $1,913-66.6% | $2,111-69.7% |
| Participant deferral / active EE | $2,561 | $1,683+52.2% | $2,862-10.5% | $3,350-23.5% |
| Admin fee / account holder | $66 | $185-64.0% | $4,726-98.6% | $521-87.2% |