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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,012 | $52,678+272.1% | $75,782+158.7% | $59,632+228.7% |
| Participation rate | 80.3% | 67.2%+13.1pp | 75.8%+4.5pp | 68.7%+11.6pp |
| Annual return | -1.52% | 2.95%-4.5pp | 9.68%-11.2pp | 2041.32%-2042.8pp |
| Employer contribution / active EE | $23 | $2,193-99.0% | $3,323-99.3% | $2,203-99.0% |
| Participant deferral / active EE | $7,553 | $2,591+191.6% | $3,652+106.9% | $3,192+136.7% |
| Admin fee / account holder | $27,500 | $3,610+661.8% | $5,300+418.9% | $4,297+540.0% |