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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,071 | $63,346+226.9% | $92,239+124.5% | $70,124+195.3% |
| Participation rate | 84.4% | 68.7%+15.7pp | 76.5%+7.9pp | 69.5%+14.9pp |
| Annual return | 12.79% | 530.19%-517.4pp | 176.29%-163.5pp | 73.14%-60.4pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $7,322 | $2,854+156.6% | $3,897+87.9% | $3,332+119.8% |
| Admin fee / account holder | $1,815 | $3,841-52.7% | $5,194-65.1% | $4,645-60.9% |