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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $44,666 |
1919 INVESTMENT COUNSEL, LLC6 years Filed as: 1919 INVESTMENT COUNSEL Service code 26 · EIN 26-0103189 | Advisory (Participants) | $26,478 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,861 | $102,429+276.7% | $147,096+162.3% | $80,925+376.8% |
| Participation rate | 93.8% | 75.9%+17.9pp | 82.2%+11.6pp | 67.7%+26.1pp |
| Annual return | 15.87% | 135.02%-119.2pp | 419.75%-403.9pp | 35.65%-19.8pp |
| Employer contribution / active EE | $8,737 | $3,716+135.1% | $4,936+77.0% | $2,756+217.0% |
| Participant deferral / active EE | $13,311 | $6,649+100.2% | $8,071+64.9% | $4,299+209.7% |
| Admin fee / account holder | $546 | $7,957-93.1% | $13,005-95.8% | $6,940-92.1% |