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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $35,267 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,083 | $50,287+114.9% | $112,228-3.7% | $80,169+34.8% |
| Participation rate | 93.4% | 52.9%+40.5pp | 72.4%+21.0pp | 72.9%+20.5pp |
| Annual return | 21.50% | 19.72%+1.8pp | 30.23%-8.7pp | 40.39%-18.9pp |
| Employer contribution / active EE | $3,972 | $1,211+228.0% | $3,432+15.7% | $2,978+33.3% |
| Participant deferral / active EE | $8,992 | $2,265+297.1% | $4,800+87.3% | $5,016+79.3% |
| Admin fee / account holder | $27 | $114-76.6% | $7,752-99.7% | $145-81.7% |