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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,781 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,079 | $58,101+58.5% | $118,914-22.6% | $73,412+25.4% |
| Participation rate | 94.7% | 56.1%+38.5pp | 75.4%+19.3pp | 72.2%+22.5pp |
| Annual return | 11.59% | 20.56%-9.0pp | 35.89%-24.3pp | 59.30%-47.7pp |
| Employer contribution / active EE | $3,546 | $1,445+145.4% | $3,264+8.6% | $2,234+58.7% |
| Participant deferral / active EE | $7,858 | $2,400+227.5% | $4,266+84.2% | $3,806+106.5% |
| Admin fee / account holder | $17 | $138-87.4% | $6,582-99.7% | $158-89.0% |