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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,371 | $39,245+13.1% | $64,105-30.8% | $52,331-15.2% |
| Participation rate | 55.1% | 58.2%-3.1pp | 68.2%-13.0pp | 68.1%-13.0pp |
| Annual return | 0.43% | 14.79%-14.4pp | 791.24%-790.8pp | 4.54%-4.1pp |
| Employer contribution / active EE | $351 | $736-52.3% | $1,820-80.7% | $1,882-81.4% |
| Participant deferral / active EE | $2,769 | $1,992+39.0% | $2,822-1.9% | $3,022-8.4% |
| Admin fee / account holder | $1,009 | $592+70.3% | $4,499-77.6% | $592+70.6% |