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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,749 | $70,684+43.9% | $169,390-39.9% | $75,173+35.4% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 9.66% | 36.38%-26.7pp | 406.07%-396.4pp | 160.72%-151.1pp |
| Employer contribution / active EE | $8,020 | $2,211+262.7% | $4,013+99.9% | $2,671+200.3% |
| Participant deferral / active EE | $6,338 | $4,310+47.1% | $6,222+1.9% | $4,126+53.6% |
| Admin fee / account holder | $27,662 | $5,404+411.9% | $9,015+206.9% | $5,651+389.6% |