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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,683 | $72,027+19.0% | $185,861-53.9% | $79,856+7.3% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 3.48% | 23.13%-19.6pp | 35.96%-32.5pp | 31.71%-28.2pp |
| Employer contribution / active EE | $6,410 | $1,965+226.2% | $4,088+56.8% | $2,471+159.4% |
| Participant deferral / active EE | $5,057 | $3,780+33.8% | $5,634-10.2% | $3,741+35.2% |
| Admin fee / account holder | $472 | $4,513-89.5% | $9,503-95.0% | $5,306-91.1% |