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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,311 | $65,395+15.2% | $182,540-58.7% | $72,975+3.2% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 15.92% | 27.68%-11.8pp | 148.58%-132.7pp | 81.01%-65.1pp |
| Employer contribution / active EE | $5,883 | $1,911+207.8% | $4,076+44.4% | $2,440+141.1% |
| Participant deferral / active EE | $3,811 | $3,563+7.0% | $5,525-31.0% | $3,608+5.6% |
| Admin fee / account holder | $23,373 | $4,245+450.6% | $8,593+172.0% | $5,124+356.1% |