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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,600 | $97,125+194.1% | $86,233+231.2% | $137,256+108.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 16.28% | 74.19%-57.9pp | 61.39%-45.1pp | 220.34%-204.1pp |
| Employer contribution / active EE | $22,234 | $2,841+682.5% | $2,504+787.8% | $4,156+435.0% |
| Participant deferral / active EE | $13,808 | $5,180+166.6% | $4,559+202.9% | $6,407+115.5% |
| Admin fee / account holder | $5,604 | $9,725-42.4% | $8,342-32.8% | $12,270-54.3% |